Skip to content

Quote engine

Compare term life quotes.

Six answers, real carrier rates, no contact details required.

Your answers

Gender used for rating
Term length
Your health, honestly
Tobacco or nicotine

Quotes apply to California applicants. Nothing here collects your name, phone, or email.

How to read the results

Price per month is what a carrier would charge for the coverage, amount, term, and health tier you chose, billed monthly. Rate class describes the underwriting tier; the carrier confirms it during review. Exam says whether the carrier expects a paramedical exam; many accelerated systems waive it for applicants who fit their criteria. A.M. Best is the carrier's insurance-industry financial rating.

Clicking Apply loads a secure application that the carriers' platform runs and that Susman Insurance Agency handles. The answers you gave are already entered. You can stop and save your progress, and all signing happens online. Nothing becomes binding until a carrier issues and you accept a policy.